Money & banking

Can I use Wise in Japan?

YES, BUT

Yes, subject to the provider's Japan eligibility, identity verification and product restrictions.

VerifiedOfficial provider policyLast checked: 18 Aug 2026

What you need to know

Requirements & exceptions
  • Features can differ by country of residence and regulatory status.
Documents
  • Identity document
  • Residence card if resident
  • Japanese address/contact information where required
Likely cost
Provider-specific. Account/card issuance may be free or fee-based; foreign exchange, transfer, withdrawal, annual and transaction fees depend on the provider and product.
Where to act
Apply directly with the relevant bank, card issuer, securities firm, payment service, lender or remittance provider; use its current official onboarding policy.

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