Starting a business

Can I use borrowed money for Business Manager visa capital?

DEPENDS

Borrowed funds can be part of business financing, but simply borrowing money does not automatically satisfy Business Manager scrutiny. Immigration will examine whether the funds are genuine, available to the company and consistent with the business plan.

VerifiedExact primary sourceLast checked: 18 Aug 2026

What you need to know

Requirements & exceptions
  • Document the source, loan terms and actual transfer/use of funds.
  • The current business-scale threshold and other criteria still apply.
  • Artificial or circular funding can undermine credibility.
Documents
  • Identity documents
  • Company/business plan documents
  • Corporate registration documents where applicable
Likely cost
No single government price. Costs depend on the business license, registration, premises, capital, product compliance and professional services required for this exact activity.
Where to act
The sector-specific licensing authority plus Legal Affairs Bureau/tax offices where entity or tax registration is involved.

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