Money & banking
Can I receive overseas transfers into my Japanese bank account?
Yes. Japanese bank accounts can receive international remittances if the bank/account supports them and you pass transaction-purpose and anti-money-laundering checks.
VerifiedPrimary topic verifiedLast checked: 18 Aug 2026
What you need to know
Requirements & exceptions
- Provide sender, purpose and source-of-funds information when requested.
- Intermediary/correspondent bank fees can be deducted.
- Some banks restrict inbound foreign currency or convert automatically to yen.
Documents
- Identity document
- Residence card if resident
- Japanese address/contact information where required
Likely cost
Provider-specific. Account/card issuance may be free or fee-based; foreign exchange, transfer, withdrawal, annual and transaction fees depend on the provider and product.
Where to act
Apply directly with the relevant bank, card issuer, securities firm, payment service, lender or remittance provider; use its current official onboarding policy.