Money & banking

Can I get a debit card in Japan?

YES, BUT

Yes, if you can open an eligible bank or payment account that issues a debit card.

VerifiedPrimary topic verifiedLast checked: 18 Aug 2026

What you need to know

Requirements & exceptions
  • Account eligibility and card functionality vary by institution.
Documents
  • Identity document
  • Residence card if resident
  • Japanese address/contact information where required
Likely cost
Provider-specific. Account/card issuance may be free or fee-based; foreign exchange, transfer, withdrawal, annual and transaction fees depend on the provider and product.
Where to act
Apply directly with the relevant bank, card issuer, securities firm, payment service, lender or remittance provider; use its current official onboarding policy.

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